Benets
Government of Canada Pension Plan
The plan is designed to provide eligible plan members with a
pension. Please contact the Pension Center to obtain further
pension informaon and esmates.
The 2018 deducon amount employees would contribute:
Contribuon rates for Group 1 (prior to 2013)
members parcipang in the plan
9.83% of pensionable earnings up to $55,900
12.13% of pensionable earnings over $55,900
The Employer contributes 1.01 mes the amount you pay
into the pension plan.
Contribuon rates for Group 2 (post-2012) new
members parcipang in the plan
8.77% of pensionable earnings up to $55,900
10.46% of pensionable earnings over $55,900
The Employer contributes 1.00 mes the amount you pay
into the pension plan.
Supplementary Death Benet (SDB)
SDB is part two of your pension plan. This provides you with
life insurance coverage equal to twice your annual salary
rounded to the nearest $1,000.
The monthly premium is $0.15 per $1,000 of coverage. The
premium for SDB is deducted monthly. The Employer pays 4
cents per $1,000 of coverage on your behalf.
If you have not yet designated a beneciary or if you wish to
change your SDB beneciary, please contact the Pension
Center directly at 1-800-561-7930 and provide your Personal
Record Idener (PRI) which is found in HRIS Self-Service.
It is the employee’s responsibility to educate themselves about
the Government of Canada Pension Plan and SDB.
hps://www.canada.ca.en/treasury-board-secretariat/services/
pension-plan/acve-members/plan-member-responsibilies/html
It is employee’s responsibilies to submit copies of birth
cercates for yourself and applicable dependents including
marriage cercates to the Pension Centre.
hps://www.tpsgc-pwgsc.gc.ca/remuneraon-compensaon/
services-pension-services/pension/cn-cu-eng.html
Disability Insurance (DI)
DI is a long-term income protecon benet paid to you if you
become sick or disabled and are unable to work.
The benet payable is 70% of your basic salary, as long as you
connue to meet the criteria for medical disability deter-
mined by Sun Life.
The waing period is 13 weeks or the expiraon of all sick
leave credits, whichever is later.
The plan may not cover health condions that existed prior to
your becoming a GNWT employee if the same condion
causes an inability to work, following your hire date.
The cost of DI is $0.2895 per $1,000 adjusted annual salary
per month. The deducon is taken from one pay each month.
The Employer pays approximately $1.6405 per $1,000 salary
on your behalf.
If you think you may need to ulize this benet, contact a
Benets Specialist at HRhelpdesk@gov.nt.ca ASAP.
Disability Insurance Booklet online:
hps://my.hr.gov.nt.ca/employee-services/benets
Oponal benets
Public Service Health Care Plan (PSHCP)
PSHCP is provided through Sun Life Assurance Co. of Canada
and covers many expenses not covered under the NWT
Health Care Plan*.
Under the Extended Health Provision, the plan generally
provides 80% reimbursement for most expenses.
Refer to the PSHCP Direcve for a complete list of
eligible expenses, their maximums, list of required prescrip-
ons for certain reimbursements, restricons and other im-
portant informaon hps://my.hr.gov.nt.ca/employee-
services/benets and click PSHCP Direcves.
PSHCP (Cont.)
PSHCP also provides a Hospital Benet provision available
in three (3) levels. In each level, Sun Life reimburses the
employee customary and reasonable expenses incurred if,
during a hospital stay, you upgrade from a bed in a ward to
a semi-private or private room. Hospital Benet provides
for a maximum coverage of:
Level 1: $60 per day
Level 2: $140 per day
Level 3: $220 per day
The level of Hospital Benet you choose is the only poron
of PSHCP that aects the premium deducted from your
pay. The 2017 premium rates follows:
If you apply for coverage within 60 days of eligibility,
coverage will take eect the 1st day of the month
following our receipt of your applicaon in our oce.
For example: if your rst day of eligibility is in July,
your applicaon is received in August, the
applicable deducon is taken in August, and
coverage begins on September 1st.
If you apply for coverage aer 60 days of eligibility,
coverage will take eect the 1st day of the 4th month
following our receipt of your applicaon in our oce.
For example: if your rst day of eligibility is in July,
your applicaon is received in October, the
applicable deducon taken in January, and
coverage begins on February 1st.
Aer your PSHCP applicaon is submied to your Benets
Ocer, it is mandatory that new plan members complete
Posive Enrollment on the Sun Life website before any
claims are to be processed and to receive a benet card
from Sun Life. Www.sunlife.ca/pshcp or 1-888-757-7427.
Posive Enrollment Instrucons can be found online:
hps://my.hr.gov.nt.ca/employee-services/benets
Employee Premiums Level 1 Level 2 Level 3
Employee-Single 0 $1.10 $ 5.31
Employee-Family 0 $3.53 $10.34
* The NWT Health Care Plan is not an employment benet.
This plan is administered by the Department of Health &
Social Services. For enrolment or informaon call Toll Free 1-
800-661-0830.