Foreclosure Bank Letter
Bank Name
PO BOX 99999
City, State ZIP
Month DD, CCYY
First_Name Last_Name
1234 Street
City, State ZIP
Acceleration Warning (Notice of Intent to Foreclose)
Account: 123456789 (the “Loan”)
Property Address: STREET
CITY, STATE ZIP
Dear FIRST LAST:
Under the terms of the mortgage or Deed of Trust (“Security Instrument”) securing your Loan, “Bank Name,”
hereby notifies you of the following:
1. You are in default because you have failed to pay the required monthly installments
commencing with the payment due MM/DD/CCYY.
2. As of MM/DD/CCYY, total monthly payments (including principal, interest, and escrow if
applicable), late fees, insufficient funds (NSF) fees, and other fees and advances due under
the terms of your loan documents in the total amount of $Amount are past due. This past-
due amount is itemized below. If applicable, your account may have additional escrow
amounts that have been paid out and are due on the Loan. If you have any questions about
the amounts detailed below, please contact us as soon as possible at (999) 999-9999.
Total Monthly Payments $Amount
Late Fees $Amount
NSF Fees $Amount
Other Fees and Advances* $Amount
Amount Held in Suspense $Amount
∗
Other Fees and Advances include those amounts allowed by your Note and Security
Instrument. If you need additional information regarding any of these amounts, please
contact us at the number provided below.
You are also responsible for paying any amounts that become due from the date of this letter through the
expiration date set forth in Paragraph 3 below. These amounts may include, but are not limited to, taxes,
insurance, inspection fees, and other fees, as permitted by applicable law.
If you have any reason to dispute the past-due amount listed above, or if you believe your Loan is current,
please contact us at the number provided.
Comment [KH1]: Letter or statement from the
bank/mortgage company threatening
foreclosure from your primary residence.
Comment [KH2]: Must be a current bill dated
within the past 60 days.
Comment [KH3]: Must threaten foreclosure in
the future and/or indicate delinquency on
Comment [KH4]: Must contain your address
of residence.
Comment [KH5]: Must reflect the total
amount due to prevent foreclosure.