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Default account and balance displaying
Set default account
View Mobile banking transactions
View and download statements(CASA and loan accounts)
Search option for Mobile banking features
Automated assistance during First time Login
My Accounts
Account Summary and listing operative/Deposit and Loan balance
View details for all accounts(Operative/Deposit/Loan)-One customer view
View Basic account details (Account Status, Account type, IFSC code, Nominee
, Branch address, Funds in clearing ,Lien amount ,Check Average Balance)
View and download customized Statement (Last one month/three months/six
months / date wise and providing no of transactions )
Transfer fund and Pay fills option from account section.
View Mini statement
Deposit overview
Loan EMI details, Statement and Loan overview
Generate MMID/View MMID
Funds Transfer
Funds Transfer Quick Pay and Register Pay
Transfer funds from SB, CD or CC account to another SB, CD, RD, Loan and OD
within their own accounts or within the bank.
Mobile to Mobile transfer by beneficiary mobile number for IOB Mobile banking
registered customers
NEFT-Transfer of funds to accounts with other banks through NEFT mechanism.
Manage Payees (Addition, deletion and search) and Payee sync from Net
Banking
Repeat fund transfer through recent transfer list
Set Fund Transfer Limit
Set Favourite transaction
Set standing instructions and schedule future fund transfer
IMPS (Immediate Payment Service)
Funds Transfer using Mobile number and MMID
Funds Transfer using IFSC Code & Account number
IMPS beneficiary registration.
MMID Generation