Merrill Schedule of Miscellaneous Account and Service Fees

Merrill Schedule of Miscellaneous

Account and Service Fees

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies

that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

Investment products:

Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value

At Merrill, we offer a wide variety of account programs and services with a broad range of features and benefits.

Below is a list of fees and charges, which may apply to your account(s) at Merrill. The listed fees below do not

include commissions, markups, commission equivalents or advisory fees. Some of these fees may be waived under

certain conditions. Fees are subject to change. Please speak with your financial advisor if you have any questions

regarding our account or service fees.

Please refer to your account agreement(s) for specific information about your account and service fees.

NOTE: The "Acronyms for Account Names" section at the bottom of this document provides a list of acronyms used in this fee schedule.

Account or Service Fee Amount Frequency

Account Maintenance Fees

Account Fee (per account)

WCMA

$300 Annual

ICMA $275 Annual

EMA, WCMA SUB $150 Annual

BIA, CMA $125 Annual

MSA $100 Annual

EMA II $80 Annual

DELAWARE, BUS. DELAWARE (USD) $65 (No fee if properly linked to an ICMA account) Annual

DELAWARE, BUS. DELAWARE (NON-USD) $75 (No fee if properly linked to an ICMA account) Annual

EMA SUB $50 Annual

CMA SUB $25 Annual

CMA for Trust Account $125 per Account (Living Trust) – Bank as Trustee Annual

CMA Trust SUB $50 per Account (Living Trust) – Bank as Trustee Annual

WCMA, WCMA SUB, BIA $25, $12.50, $10.40 (in lieu of annual fee listed above) Monthly

BASIC (KEOGH PLAN)

Annual custodial fee, includes loan maintenance fee,

25 basis points min $60 ($80 for profit sharing and

money purchase with 1 plans) max $100

Annual

Prototype plan fee, $50 per plan type (profit sharing

and money purchase)

Annual (Plan

Sponsor Only)

Duplicate Statement

BIA, WCMA, WCMA SUB

1 free per month/ $5 per statement thereafter Transactional

Payment Extension

WCMA, WCMA SUB

$25

Transactional

Transfer and

Termination Fees

Account Transfer Fee

BIA, CMA, CMA SUB, EMA, EMA SUB, EMA II, ICMA, IRA (IRA, Roth, IRRA),

RCMA, WCMA, WCMA SUB, 401K

$95

Transactional

IRA (SEP SIMPLE, BASIC), RSA $75 Transactional

HSA $50 Transactional

Closeout Fee (In Lieu of Transfer Fee)

HSA

$50 Transactional

IRA, IRRA, ROTH $95 Transactional

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Account or Service Fee Amount Frequency

Cash Management Services

ACH Credits

BIA, WCMA SUB

200 free per month; $0.12 per item thereafter Transactional

ACH Debits

BIA

No fee/Excess Transaction Fees Apply Transactional

WCMA SUB 200 free per month; $0.12 per item thereafter Transactional

Cash Advance Fee (non-ATM)

CMA, WCMA, WCMA SUB, EMA, EMA II, ICMA

0.25% of principal; $2.50 minimum fee Transactional

Check Deposits — Non U.S. Currency, different country and currency

BIA, WCMA, WCMA SUB

$75 Transactional

Check Deposits — Non U.S. Currency, same country and currency

BIA, WCMA, WCMA SUB

$15 Transactional

Check Deposits — U.S. Currency

BIA

No fee for the first 10 checks processed per month,

$0.35 per check thereafter

Transactional

EMA, EMA II, EMA SUB

No fee for the first 100 checks deposited per month;

$0.25 per check deposited after 100

Transactional

WCMA SUB $0.35 per Item Transactional

Check Writing

BIA

3 free per month/$15 per item thereafter Transactional

EMA 200 free per month; $.15 per item thereafter Transactional

EMA II $.15 per item Transactional

WCMA SUB $0.35 per item Transactional

Visa International Transaction

CMA, CMA SUB, EMA, EMA SUB, WCMA, WCMA SUB

2% OF US $ AMOUNT Transactional

Non-Bank of America ATM Transactions

CMA

ATM surcharges reimbursed up to $200 per year at U.S.

ATMs (includes all U.S. territories — U.S. Virgin Islands,

Guam, Federated States of Micronesia, Midway Islands

and Puerto Rico)

Transactional

EMA, EMA II

No fee for the first 100 ATM transactions per calendar

year; $1 per transaction over 100

Transactional

WCMA, WCMA SUB

No fee for the first 52 ATM transactions per calendar

year, $1 per transaction over 52.

Transactional

Remote Check Deposit Service — Maintenance Fee

BIA, WCMA, WCMA SUB

$50 up to 5 accounts. $10 per account thereafter Transactional

Remote Check Deposit Service — Setup Fee

BIA, WCMA, WCMA SUB

$125 (one time) Transactional

Stop Payment Fee

BIA, WCMA, WCMA SUB, EMA, EMA II

$25 Transactional

ICMA $12 Transactional

Voluntary Exchange

WCMA, WCMA SUB, CMA, CMA SUB

$30 Transactional

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Account or Service Fee Amount Frequency

Wire

Transfer

USD Federal Wire Transfer (Branch)

Various Accounts

$30 per wire for accounts with less than $250,000 in

statement-linked assets; Four free wires per calendar

year ($30 per wire thereafter) for accounts with more

than $250,000 in statement-linked assets)

Transactional

Investment Specific

Merrill Fees

Bond Coupon Deposit

Various Accounts

Transactional

Mandatory Exchange

WCMA, WCMA SUB, CMA, CMA SUB

$50 Transactional

Corporate Actions — Reorg Processing Fee

Various Accounts

$50 Transactional

Corporate Actions — Transaction Fee

Various Accounts

$30 Transactional

Precious Metals — Service Fee

Brokerage Accounts (Annual Rate):

Gold, Platinum, Palladium — 0.50%

Silver — 0.60%

Managed Accounts (Annual Rate):

Gold, Platinum, Palladium — 0.30%

Silver — 0.40%

Based upon the average daily valuation of the Precious

Metals held in such account

Monthly

Third-Party Fees

American Depositary Receipt ("ADR") Cable Fee

Various Accounts

Varies from $15-$20 per conversion + $.05 per share Transactional

ADR Certificate Fee

Various Accounts

Varies Transactional

Delivery of Non-Government Securities — Direct Registration System ("DRS")

Eligible or Participating

Various Accounts

$25 Transactional

Delivery of Non-Government Securities — Not DRS Eligible

Various Accounts

$500 Transactional

Deposit Withdrawal at Custodian (DWAC)

Various Accounts

Varies Transactional

Legal Transfer Fee — Depository Trust Company

Various Accounts

$75 Transactional

Acronyms for Account Names

Acronym Full Name

BIA Business Investor Account

CMA Cash Management Account

CMA SUB Cash Management Account SubAccount

ESA Education Savings Account

EMA Endowment Management Account

EMA SUB Endowment Management Account SubAccount

EMA II Endowment Management Account II

HSA Health Savings Account

ICMA International Cash Management Account

Acronym Full Name

IRA Individual Retirement Account

IRRA Individual Retirement Rollover Account

MSA Medical Savings Account

RCMA Retirement Cash Management Account

RSA Retirement Selector Account

ROTH Roth Individual Retirement Account

WCMA Working Capital Management Account

WCMA SUB Working Capital Management SubAccount