Home Info
Date
Address
Description
Home Inspection Checklist
Before you turn to a professional inspector, you can do your
own — mini — inspection while shopping for a home.
Plumbing
Test faucets and toilets for:
☐ Water pressure
☐ Good draining
☐ Visible leaks
☐ Water temperature
☐ Rust and/or lime
☐ Unpleasant odors
Exterior
Walk around the outside and check for:
☐ Broken windows
☐ Damaged shingles or siding
☐ Landscaping issues
☐ Foundation cracks
☐ Sagging roofs, gutters, or downspouts
☐ Rotting or sagging porches or decks
☐ Extreme sloping or low areas
☐ Sidewalk and driveway damage
☐ Standing water
☐ Functioning windows and doors
☐ Garage condition
Interior
Go through rooms and look for:
☐ Functioning appliances
☐ Cracks or holes in walls and ceilings
☐ Sloping floors or ceilings
☐ Missing/damaged tiles or flooring
☐ Cracked/chipped countertops
☐ Water spots on ceilings or walls
☐ Mold or mildew in bathrooms
☐ Unfinished projects
☐ Electric switches and outlets (and test them)
When you do have a professional inspection:
• Accompany the inspector.
• Ask questions.
• Read the report the inspector provides.
Notes
This checklist is not all inclusive or meant to take the place of a
professional inspector.
Special Offers
Interest Rate Lock
Lock your Home Loan interest rate — even
while you’re shopping for a home. CEFCU’s
Smart Lock lets you lock your rate for 90 days.
All you have to do is:
• Apply for preapproval.
• Pay a non-refundable $350 application fee
(applied to your closing costs).
• Close on your new home within 90 days.
If rates go down between application and
closing, re-lock your rate for just a $350 fee.
For complete details, visit cefcu.com/smart.
Closing Costs Savings
For a limited time, CEFCU will pay select
third-party closing fees on Home Loans for
first-time home buyers or those who haven’t
owned a home for the last three years.
Qualifications
At the time you apply for your CEFCU Home
Loan you need to:
1. Be a CEFCU member in good standing.
2. Have an open CEFCU Checking account.
3.
Be purchasing or constructing a home for
use as a primary residence.
In 2015, members saved between
$625 – $1,000+ with this program!*
It’s just another example of how
CEFCU saves you money!
*For complete details, visit cefcu.com/closing.
Contact
309.633.3424
1.800.633.7077, ext. 33424
7:30 a.m. n 6 p.m. (CT) Monday n
Friday
9 a.m.
n
5 p.m. (CT) Saturday
Federally Insured by NCUA
INSP_W (08/16)
