Ver 20120918
STATE VARIATIONS
The following state variations shall control if inconsistent with any other terms and conditions:
ALABAMA RESIDENTS: You may cancel this Plan within twenty (20) days of the receipt of this Plan.
If no claim has been made under the Plan, the Plan is void and we shall refund to you the full
purchase price of the Plan including any premium paid for the applicable insurance policy. Any refund
due to you will be credited to any outstanding balance of your account, and the excess, if any, shall be
refunded to you. A ten (10) percent penalty per month shall be added to a refund that is not paid or
credited within forty-five (45) days after you cancel the Plan. If you cancel this Plan after twenty (20)
days of receipt of this Plan, we shall refund to you the unearned portion of the full purchase price of
the Plan including the unearned portion of any premium paid for any applicable insurance policy. Any
refund due to you will be credited to any outstanding balance of your account, and the excess, if any
shall be refunded to you.
ARIZONA RESIDENTS: If your written notice of cancellation is received prior to the expiration date,
the Administrator shall refund the remaining pro-rata price, regardless of prior services rendered
under the Plan. The pre-existing condition exclusion does not apply to conditions occurring prior to the
sale of the consumer product by the Obligor, its assignees, subcontractors and/or representatives.
CALIFORNIA RESIDENTS: For all products other than home appliances and home electronic
products, the Cancellation provision is amended as follows: If the Plan is cancelled: (a) within sixty
(60) days of the receipt of this Plan, you shall receive a full refund of the price paid for the Plan
provided no service has been performed, or (b) after sixty (60) days, you will receive a pro rata
refund, less the cost of any service received.
CONNECTICUT RESIDENTS: The expiration date of this Plan shall automatically be extended by the
duration that the product is in our custody while being repaired. In the event of a dispute with the
Administrator, you may contact The State of Connecticut, Insurance Department, PO Box 816,
Hartford, CT 06142-0816, Attn: Consumer Affairs. The written complaint must contain a description of
the dispute, the purchase price of the product, the cost of repair of the product and a copy of the Plan.
FLORIDA RESIDENTS: The Plan shall be cancelled by us for fraud or material misrepresentation,
including but not limited to commercial or rental use. Unauthorized repair or replacement of covered
equipment shall result in the cancellation of the Plan by us. In the event of cancellation by us, written
notice of cancellation shall be mailed to you not less than sixty (60) days before cancellation is
effective. This Plan can be cancelled by you at any time for any reason by emailing, mailing or
delivering to us notice of cancellation. If the Plan is cancelled: (a) within thirty (30) days of the receipt
of the Plan, you shall receive a full refund of the price paid for the Plan provided no service has been
performed, or (b) after thirty (30) days, you will receive a refund based on 100% of unearned pro rata
premium less any claims that have been paid or less the cost of repairs made by us. If we cancel the
Plan, the return premium is based upon 100% of the unearned pro rata premium. If we determine in
our sole discretion that your product cannot be repaired or your product provides for replacement
instead of repair, we will replace your product with a product of like kind and quality that is of
comparable performance or reimburse you for replacement of the product with a check, at our
discretion, equal to the current market value of the product, as determined by us, not to exceed the
original purchase price including all applicable taxes. This Plan can be cancelled by you at any time for
any reason by surrendering or providing written notice to the retailer at the address where you
purchased this Plan or to the administrator. The rate which is charged for this Plan is not subject to
regulation by the Florida Office of Insurance Regulation.
GEORGIA RESIDENTS: This Plan shall be non-cancelable by us except for fraud, material
misrepresentation, or failure to pay consideration due therefore. The cancellation shall be in writing
and shall conform to the requirements of Code 33-24-44. You may cancel at any time upon demand
and surrender of the Plan and we shall refund the excess of the consideration paid for the Plan above
the customary short rate for the expired term of the Plan. This Plan excludes coverage for incidental
and consequential damages and pre-existing conditions only to the extent such damages or conditions
are known to you or reasonably should have been known to you. English is the preferred language.
ILLINOIS RESIDENTS: This Plan is secured by an insurance policy provided by Illinois National
Insurance Company, 180 Maiden Lane, 25th Floor, New York, NY 10038. Telephone 1-800-250-3819.
You may cancel this Plan: a) within thirty (30) days after its purchase if no service has been provided
and a full refund of the Plan price, less a cancellation fee not to exceed the lesser of ten percent
(10%) of the Plan price or fifty dollars ($50.00); or b) at any other time and a pro rata refund of the
Plan price for the unexpired term of the Plan, based on the number of elapsed months less the value