July 2020—June 2021
Employee
Benefits
Delivering the best for our patients,
physicians, and employees every day
January 2022—June 2022
VISION
Delivering
Tomorrow’s Health
Care Today
MISSION
Advancing Health
Together
2
WELCOME TO PDC:
The Physician Practice of Duke Health
A Look at Our History
Since 1931, the Private Diagnostic Clinic (PDC), the physician-led
practice of Duke Health, has been the engine behind the delivery
of high-quality patient care at Duke. Today, with 1,850 physician
members, and more than 140 specialty and primary care practices
across North Carolina, the PDC remains a large and important
driver of the success of Duke Health.
Our team of operational, nancial, human resource, legal and
administrative professionals work alongside you to ensure you
have the resources you need to focus on what’s most important –
our patients.
Through our community practices, the PDC is extending the Duke
Health brand to more patients and communities every day. By
joining the PDC, you are gaining a level of quality, an expectation of
excellent service, and a brand that patients know and trust.
A Preview of Our Bright Future
For any business to succeed, it must constantly evolve, innovate
and strive for improvement. The PDC is in the midst of a positive
and exciting change that, over the coming months, will deliver
enhanced benets, new services and incentives for our team
members, and an evolutionary brand transformation to move us
into our next 90 years.
This is an exciting time, and we’re glad you’re considering joining
our team. For decades, we have attracted the best and brightest
caregivers, administrators and individuals who dedicate their lives
to helping others. We expect to do the same for decades to come.
You are our greatest asset and we look forward to supporting and
encouraging you as a member of the PDC family.
Note: This booklet provides an overview of the benets currently
offered to full-time PDC employees.
Health Insurance
Health Savings & Reimbursement Accounts
Dental & Vision Insurance
Life, Accidental Death, Disability
Retirement
Additional Benets
Resources
4
5
6
7
8
9
11
CONTENTS
3
THE PDC VALUES
EXCELLENCE
We strive for excellence in all we do.
SAFETY
We hold each other accountable to constantly improve a culture
that ensures the safety and welfare of patients, families and staff.
INTEGRITY
Our decisions, actions, and behaviors are based on honesty, trust,
fairness, and the highest ethical standards.
DIVERSITY
We embrace differences among all people.
TEAMWORK
We depend on each other and work well together with mutual
respect to achieve common goals.
THE PDC PROMISE
• Provide patients with access to and delivery of high-quality, evidence-based
healthcare
• Empower our physicians by providing a supportive and well-functioning
environment in which to practice medicine
• Seek innovative, affordable, and effective solutions that improve patient
outcomes and ensure the long-term nancial security of the practice
• Treat our employees with respect and dignity, and recognize their
accomplishments
• Serve our community by being good citizens and providing accessible,
affordable health services to our neighbors
HEALTH INSURANCE PLANS
In addition to providing outstanding clinical care, the PDC also supports its
hardworking employees by offering competitive, comprehensive compensation
and benets. Below are PDC’s health plan options, which for employees making
under $125,000/year, will have some cost offset by PDC’s contributions to a
Health Reimbursement Account (details on page 5).
The below is only a summary and details are available upon request from PDC
Benets.
MONTHLY PREMIUMS PAID BY EMPLOYEE
AETNA WHOLE HEALTH 3-TIER PPO*
Tier 1 : Duke
Health, WakeMed
& THN-Cone
Tier 2:
In-network
Tier 3:
Out-of-network
$700/$1,400 $6,000/$12,000 $7,000/$14,000
$6,600/$13,200 $6,600/$13,200 $13,000/$26,000
30% covered 50% covered You pay 50%
Covered in full Covered in full
You pay 30% after
deductible
$30 copay $60 copay
You pay 30% after
deductible
$50 copay $65 copay
You pay 30% after
deductible
$150 copay
You pay 50% after
deductible
You pay 50% after
deductible
70% covered after
deductible
50% covered after
deductible
You pay 50% after
deductible
$350 copay $350 copay $350 copay
$50 copay $50 copay
You pay 50% after
deductible
$30 copay $30 copay $30 copay
OPEN ACCESS MANAGED CHOICE
HDHP $5,000 — HSA ELIGIBLE
In-network
(individual/family)
Out-of-network
(individual/family)
$5,000/$10,000 $10,000/$20,000
$5,000/$10,000 $10,000/$20,000
100% covered after
deductible
30%
100% covered
You pay 30% after
deductible
100% covered after
deductible
You pay 30% after
deductible
100% covered after
deductible
You pay 30% after
deductible
100% covered after
deductible
You pay 30% after
deductible
100% covered after
deductible
You pay 30% after
deductible
100% covered after
deductible
You pay 30% after
deductible
100% covered after
deductible
You pay 30% after
deductible
$40 fee per visit $40 fee per visit
AETNA WHOLE HEALTH 3-TIER PPO*
$111.72
$250.71
$402.65
$551.34
OPEN ACCESS MANAGED CHOICE
HDHP $5,000
$101.08
$227.92
$364.66
$498.16
4
Administered
by Aetna
Deductible
Max Out-of-pocket
Coinsurance
Preventive Care
Primary Care Visit
Specialist Visit
MRI, CT, PET Scans
Inpatient and
Outpatient Care
Emergency Room
Urgent Care
Telehealth
Employee Only
Employee & Children
Employee and Spouse
Family
AETNA WHOLE HEALTH
$3-10 copay
$45 copay
You pay 20%
Generic
Brand
Specialty
Prescription
Drug Coverage
HDHP
After deductible is met, the plan pays
100%. Certain maintenance drugs are
covered without deductible. Contact
Aetna for details.
*Employee must reside in NC to be eligible for this plan.
Premium is deducted from the second paycheck each month.
HEALTH SAVINGS & REIMBURSEMENT ACCOUNTS
A feature of the PDC’s High Deductible Health Plan (HDHP) through Aetna is the
opportunity to enroll in a Health Savings Account.
An HSA lets you set aside money on a pre-tax basis to pay for qualied medical expenses.
By using untaxed dollars in a Health Savings Account to pay for deductibles, copayments,
coinsurance, and other eligible expenses, you can lower your overall health care costs.
To nd out what is considered a qualied medical expense, go to
https://www.irs.gov/pub/irs-pdf/p502.pdf.
Annual HSA Contribution Limits
Individual - less than 54 years old $3,650
Family $7,300
Additional “Catch-up Contribution” for
Individuals age 55+ - catch up
$1,000
5
Employees making less than $125,000 per year, who enroll in the Aetna Whole Health
Plan, will receive contributions to their HRA from the PDC.*
An HRA may be used to assist with paying for deductibles, co-pays, and other eligible
healthcare expenses. The PDC’s contribution is based upon coverage tier, details below.
HEALTH SAVINGS ACCOUNT (HSA)
HEALTH REIMBURSEMENT ACCOUNT (HRA)
PDC Contributions for Employees Earning
Less Than $125,000/year
Individual or employee/children coverage $35/month
Employee/spouse or family coverage $50/month
* Contributions made through June 30, 2022
DENTAL & VISION INSURANCE PLANS
Deductible
($1,000 annual maximum)
Preventive and Diagnostic
(ie, exams, cleaning, x-ray,
sealants)
Basic Services
(ie, llings, extractions, root
canal)
Major Services
(ie, crowns, bridgework, full
and partial dentures)
Orthodontia
In-network
(individual/family)
Out-of-network
(individual/family)
$100/$300 $100/$300
100% covered 100% covered
100% covered after
deductible
80% covered after
deductible
60% covered after
deductible
50% covered after
deductible
50% covered
(
$1,000 lifetime max)
50% covered
($1,000 lifetime max)
Administered by Aetna
OPTIONAL DENTAL COVERAGE PAID BY EMPLOYEE
MONTHLY PREMIUMS
PAID BY EMPLOYEE
Employee Only
Employee and
Children
Employee and
Spouse
Family
$32.59
$83.02
$66.15
$124.35
• Dental:
Group plan covers preventive,
basic and major dental
procedures and orthodontics.
Premium is deducted from the
rst paycheck each month.
6
Annual Vision Exam
Materials (frames and
standard lenses)
Contact Lenses
In-network
(individual/family)
Out-of-network
Reimbursement
(individual/family)
$20 copay Up to $44
$20 copay
Up to $52 for
frames; $26-$50 for
lenses
$20 copay Up to $100
Administered by
Superior Vision
OPTIONAL VISION COVERAGE PAID BY EMPLOYEE
MONTHLY PREMIUMS
PAID BY EMPLOYEE
Employee Only
Employee and
Children
Employee and
Spouse
Family
$5.65
$13.43
$11.29
$20.53
• Vision:
Group plan covers basic exams
and materials. Premium
is deducted from the rst
paycheck each month.
LIFE, ACCIDENTAL DEATH, AND DISABILITY
LIFE AD & D
Automatic - 100% free to you
Coverage: $10,000 Life and $10,000 AD&D
Employee Spouse
Increments of $50,000 to 5 times annual salary,
not to exceed $500,000.
Increments of $25,000 up to $125,000
LIFE AND ACCIDENTAL DEATH AND DISMEMBERMENT COVERAGE
OPTIONAL: Supplemental Life Insurance
DISABILITY
If you experience an approved disability, the short-term disability plan provides pay at 60%
of your total compensation for up to 12 weeks. After 90 days of continuous disability, long-
term disability benets begin, if approved. Premium is deducted from the rst paycheck of
month.
Short-term Disability Long-term Disability
60% of total compensation for up to 12 weeks
(7-day waiting period—no waiting period for pregnancy)
60% of total compensation up to age 65
(90-day waiting period)
Premium: $0.43 per $100 of monthly income
Maximum weekly benet: $2,500
Premium: $0.40 per $100 of monthly income
Maximum monthly benet: $10,000, 2-year “Own
Occupation” coverage
OPTIONAL COVERAGE PAID BY EMPLOYEE
7
You must enroll in supplemental Life employee to enroll in supplemental life spouse.
Supplemental spouse coverage is limited to 50% of supplemental life employee
coverage. Premium is deducted from the first paycheck of the month.
As one of the PDC’s most generous benets, the retirement 401(k) plan
offers a variety of attractive investment options to help you prepare for the
future. Your contributions could even help you reduce your taxable income.
PDC CONTRIBUTIONS
PDC contributes 8.2% of your gross compensation to your prot sharing
retirement account up to $25,010, the maximum allowed by federal law.
Employees contributing 3.5% will receive an additional 7% match from the
PDC up to $21,350 the maximum allowed by federal law.
In total, employees can receive up to 15.2% of their gross compensation in
retirement benets paid by the PDC. Contributions are 100% vested on your
rst day of employment.
RETIREMENT 401(k)
Administered by Fidelity Investments
Retirement Plan Annual Maximums
Employee 401(k) or Roth $20,500
Age 50+ Employee Catch Up 401(k) or Roth $6,500
Employer Prot Sharing (8.2%) $25,010
Employer 401(k) Match (200% match up to 7%) $21,350
TOTAL PLAN MAXIMUM $61,000
TOTAL CATCH-UP (age 50+) PLAN MAXIMUM $67,500
8
9
ADDITIONAL BENEFITS
TIME AWAY
EMPLOYEE APPRECIATION AND RECOGNITION
SAFETY AND SECURITY
The PDC provides paid time away to help
you balance work and family responsibilities.
PDC is committed to promoting and supporting a culture of workplace safety.
Tools and resources are available from the PDC to ensure the safety of our
employees and patients are a top priority.
• New Year’s Day
• Martin Luther King Jr. Day
• Memorial Day
• Juneteenth
• Independence Day
• Labor Day
• Thanksgiving Day
• Christmas Day
DESIGNATED HOLIDAYS
• Holidays:
13 paid holidays per calendar year in the form of 8
designated and 5 discretionary.
• Sick Leave:
12 days per year for personal illness or to care for
members of your immediate family who are ill.
• Vacation:
Non-exempt employees—see vacation accrual
schedule to the right for details.
Exempt employees—accrue 3 weeks vacation per
year during the rst 3 years of service. Accrual rate
increases to 4 weeks after 3 full years of service.
• Parental Leave:
6 consecutive weeks of 100% pay for new parents.
We believe in recognizing the accomplishments our physicians and employees
through programs like Strength, Hope and Caring, and High Fives. Each
year, May is Employee Appreciation Month. Look for special activities, and
opportunities to recognize your colleagues.
EMPLOYEE ASSISTANCE PROGRAM
The PDC believes you should care for yourself and your family. It’s one of the
ways to provide the best and most compassionate care to our patients. This
program helps you refresh and recharge through a variety of resources including
6 short-term counseling visits per year, a 30-minute consultation with a
nancial and/or legal specialist, along with 24/7 access to navigate childcare
and eldercare resources.
We offer the following types of leave to employees
(restrictions apply, supervisor approval required, and not
all are paid—see Employee Handbook for details.)
VACATION ACCRUAL
SCHEDULE
Years of
Service
Vacation Weeks
(Non-exempt staff )
First 3 Years 2 weeks
4-8 Years 3 weeks
9+ Years 4 weeks
The amount of unused accrued vacation
may not exceed two times the employee's
annual accrual. The amount is determined
at the end of each pay period.
CAREER DEVELOPMENT OPPORTUNITIES
The PDC is committed to the professional development and advancement of its clinic staff.
The PDC Clinical Ladder Program provides voluntary advancement opportunities, including
additional education, increasing levels of responsibility, and increases in compensation to
reect upward progression on the clinical ladder.
The PDC is proud of its
exceptional workplace
satisfaction and engagement
and regularly has the highest
scores at Duke.
• Athletic Trainers
• Audiologists
• Cardiac Sonographers
• Certied Medical Assistants
• Clinical Speech Pathologists
• Licensed Practical Nurse
• Ophthalmic Assistants and Technicians
• Registered Dieticians
• Registered Medical Assistants
• Registered Nurses
• Ultrasonographers
10
THE PDC CLINICAL LADDER PROGRAM
The PDC also supports the attainment of specialty certications for nurses and clinical staff.
The PDC offers an Employee Tuition Assistance Program that provides up to $5,250
of tuition reimbursement per year to assist employees with the attainment of an
undergraduate or graduate degree. The program is available to employees with at least
two years of continuous full-time service.
EMPLOYEE TUITION ASSISTANCE PROGRAM
11
Human Resources
For more information, go to pdc.dukehealth.org
RESOURCES
This booklet summarizes certain features of the benefit programs that are available. It is not a
contract or any part of one. This overview is not intended to substitute for official plan documents
or summary plan descriptions which are available from PDC Benefits. If there is a conflict between
this overview and an official plan document, the official plan document will govern in all cases.
Private Diagnostic Clinic, PLLC reserves the right at any time to change or terminate these plans or
your eligibility for benefits under the plans.
Payroll and Benets
pdcbene[email protected]
919-684-1800
DISCLAIMER
PRIVATE DIAGNOSTIC CLINIC, PLLC
CREEKSTONE DRIVE, DURHAM, NC
PDC.DUKEHEALTH.ORG
© Private Diagnostic Clinic, PLLC | 2022
v0222
