International Services and Insurance Program
Choate Rosemary Hall recognizes the importance of students having resources available to
them while traveling abroad on a Choate-sanctioned program. As a parent and guardian,
you may ask yourself: What would happen if my student became ill, or were involved in an
accident, or a security related incident in a foreign country? How would my student deal
with an emergency where language may be a problem and adequate standards of medical
care may not be guaranteed? What if my student were in a foreign country where the
political situation was unstable or quickly deteriorating? To meet some of these challenges
when abroad, Choate provides an integrated International Services and Insurance Program.
This benefit is included, at no additional cost to the participant, as part of all of our
international programming.
Services—
International SOS
Choate has contracted with the premier international services provider, International SOS
(ISOS), who will be there for your student when emergency medical, personal, travel, legal,
and security assistance services are needed when traveling overseas on a Choate-sanctioned
program. One phone call connects your student to the ISOS Network of multi-lingual staff
trained to help resolve these issues. Services range from telephone advice and referrals to
full-scale medical evacuations by private air ambulance. The ISOS Network of critical care
and aero medical specialists operates 24 hours a day, 365 days a year from ISOS Alarm
Centers around the world.
Additionally, ISOS's global security network is designed to assist in managing the complex
issues of people, information, communications, and transportation during a threatening
emergency situation. Membership in ISOS is a valuable protection against unexpected
difficulties that can arise when you are away from home. Since its founding in 1974, ISOS
has performed thousands of evacuations and repatriations. Through the years ISOS has also
developed the expertise necessary to provide service in remote areas of the world. Please go
to the ISOS’s website for more information and enter Choate’s ISOS membership number
[11BCAS088164]: https://www.internationalsos.com.
Insurance—
School Health Plans
Choate also provides a unique insurance program with Nationwide Life Insurance Company
for students abroad on Choate-sanctioned programs, which works in concert with
International SOS. This mandatory insurance program for students traveling abroad on a
Choate-sanctioned program is primary in all cases, and because of the special relationship
between International SOS and the Plan Administrators, emergency management and health
care decision-making is simplified for students and their guardians. Please see the Summary
of Benefits for additional information about the program.
Choate Rosemary Hall Foreign Travel Program
2016 - Summary of Benefits
Plan Design:
The plan provides benefits for the reasonable and customary charges incurred by a
participant for a covered accident or sickness up to a $500,000 maximum per person per
occurrence. Coverage will be provided for each benefit or service as listed in the summary
below.
All Coverages and Benefits are in U.S. Dollar Amounts:
Coverage
Maximum Benefit (per person per
occurrence)
Accident and Sickness Medical Maximum
$500,000
Deductible
$0
Pre-Existing Conditions
Covered
Physician Office Visits
$500,000
Mental Health (Inpatient and Outpatient)
$500,000
Inpatient Hospital Benefits
$500,000
Hospital and Physician Outpatient Services
$500,000
Maternity Care for a Covered Person
$500,000
Outpatient prescription drugs
$500,000
Dental (Injury to Sound Natural Teeth)
$750
Accidental Death & Dismemberment
$10,000 per Primary Insured
Basic Trip Interruption
$2,000
Baggage Loss
$250
To insured benefits below must be serviced by International SOS
Medical Evacuation and
Medically Necessary Repatriation
$500,000
Repatriation of Mortal Remains
$100,000
Visit by Family Member or Friend
$20,000, to include meals &
accommodations at $500 per day
Return of Dependent Children
$5,000
Visit by Family Member or Friend due to
Felonious Assault
$5,000, to include meals & accommodations
at $500 per day, up to a max of 5 days
Necessary Repatriation due to Felonious
Assault
$500,000
Political Evacuation
$100,000
Natural Disaster Evacuation
$100,000
If you have any questions about the above benefits, please contact Sara Boisvert, Director of
Global Programs, (203) 697-2182, or [email protected].
